Atom Payment Gateway

Atom Technologies Limited is an end to end payment services provider offering a vast range of payment services and solutions through Online & Offline platforms.

Atom is introduced by the financial technologies group enterprises and they are one of the most innovative payment system provide payment facility through internet, IVR & mobile application using credit cards, debit cards, net banking & prepaid cards. They are collaborated with more than 4500 vendors across different sectors involving Governments, Utility, Education, DTH, Entertainment, and Retail & Tourism. Atom is designed to fulfill every needs & requirements of payment collections with reliability & simplicity.

Paynetz –

It’s a state of the art internet payments platform that combines feature sets for enabling payments acceptance through credit, debit cards, net banking as well as other modes along with revenue boosters for merchants such as Multi bank EMI, Discount and Promotion Engine, Multi Product Settlement, Invoice based payments, express checkout etc. Providing one of the highest success rates in the industry, the platform offers an integrated dashboard to the merchant to view transactions not only over Internet, but also over POS and IVR.

Interactive Voice Response (IVR) –

Atom is a leader in Indian IVR Payments collection domain, helps organizations to accept payments through credit and debit card over a phone call Interactive Voice Response system thus assisting your call centre to become a profit centre.

Mobile Payment Solutions –

Atom Mobile App can be downloaded on the mobile to enable the payment of services listed in it. Atom mobile app contains more than 50 services and allows payments through debit & credit cards, IMPS, Cash cards & Net banking.

Point of Sale (PoS) –

In addition to its services over Internet, IVR and Mobile, Atom provides brick and mortar merchant acquiring and transaction processing services as an endeavor to provide end-to-end payment services. As a service provider, Atom takes over from the bank and provides services right from merchant sign-up, installation of PoS terminals, training & services to merchants, supply of consumables (paper rolls), processing credit card and debit card transactions through its network as well as monitoring risk.

Atomz Prepaid Card / Wallet –

Atom has created a corporate prepaid card/wallet, Atomz, that is focused on solving HR department’s problems and bring in more efficiency across food, travel expenses, R&R, medical etc. It allows multiple buckets to be created by a corporate so that each cost head can be appropriately taken care of e.g. any amount in food bucket can only be used for food and grocery purchase. At the same time, atom has tied up with more than 25000 merchants for providing its other payments services and would become acceptance points for it’s prepaid.

Website Integration –

Atom payment gateway Plugin can be easily integrated with WordPress, Magento, Prestashop, Opencart,, Joomla, Shopify etc.

Association with Banks –

Atom is associated with almost all major Banks like ICICI, HDFC, IDBI, CITI Bank, BOI, AXIS Bank, CANARA Bank and many more.

Price –

Set up Cost –                                                      INR 0.00 /-

Debit Card TDR –                       0.75% for less than INR 2000.00 /- and 1.00% for more than INR 2000.00 /-

Credit Card TDR –                                              2.10%

Net banking TDR –                                             2.10%

AMC –                                                              INR 2400.00 /-

Major Clients –

Many big names in our country are using ATOM payment gateway like Flipkart, BookMyShow, Explara,, Spice Jet, Lufthansa, Tata Sky, Adani and many more.